To calculate the total earnings:
\[ E = H \cdot R \]
Where:
Hours to Money is not a recognized term in finance, economics, or any other field. It could potentially refer to the concept of converting hours worked into monetary earnings, which is a basic principle of wage labor.
Let's assume the following values:
Using the formula:
\[ E = 40 \cdot 20 = 800 \]
The total earnings are $800.